HOW BUY NOW PAY LATER OPTIONS WORK

How PayPal Credit, Zip, Afterpay, Sezzle and Affirm work.

Buy now and pay later with PayPal

Enjoy zero interest if the full amount is paid within 6 months on purchases totaling $99 or more when using PayPal Credit at checkout.

Affirm's flexible payment options

Opt for a payment schedule that accommodates your budget for your expenses.

Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

Pay over time with Afterpay

Select the option of paying over 6 or 12 months or alternatively, make 4 interest-free payments.

Sezzle's smart payment solution

Opt for the responsible way of handling payments. Divide your transactions into four installments over the next six weeks

Zip Pay's day-to-day payment plans

Improve your financial convenience with Zip, making life more affordable by spreading the costs of your purchases over time.